Major Medical - Major Medical plans provide individual or full family healthcare coverage that meets all the minimum essential benefit requirements of the Affordable Care Act. These plans cover a broad range of healthcare expenses, including inpatient/outpatient services, preventive services, and emergency care.
Short-Term Medical - STM plans have no open enrollment period restrictions, so you can apply at any time. They are designed to cover individuals for anywhere from 1 to 12 months. These plans can be significantly less expensive than Major Medical insurance, while still providing protection for major illnesses and injuries. These plans do not cover preexisting conditions.
Senior Medical - Seniors have unique insurance needs. Were present dozens of Medicare Advantage, Medicare Supplement, and Senior Dental and Vision carriers. We can do the research for you and make sure you are purchasing the best coverage at the lowest price.
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